5 Indian Fintech Startups Redefining Finance


A remarkable development in the global economy, along with widespread technology adoption have transformed the world of finance. Today, the revolutionary integration of financial services and technology, known as “Fintech,” has led to the emergence of a vibrant industry in India with over 2000 fintech startups! Here, we take a look at 5 of the leading and emerging Fintech startups that are redefining finance and establishing the new norm:

Shoonya by Finvasia

Democratisation of financial markets has been one of the most significant feats achieved by Fintech companies, and Shoonya by Finvasia stands out as a leader in the trading sector. From leveraging a zero-commission model that eliminates brokerage fees, clearing charges, and hidden costs, to providing industry-first AI-powered analytical tools for traders, Shoonya has disrupted the trading community in India, creating a positive impact for investors. One of the fastest growing online trading platforms in India, Shoonya has garnered a user-base of close to 1,50,000 in a brief period.


Playing a key role in the digitalisation of financial services, Paytm was one of the first Indian fintech startups to earn the status of a “unicorn.” With an advanced yet easy-to-use interface, Paytm lets customers make digital payments free of cost, along with providing facilities such as bill payments, mobile recharge, investing in stock markets, and much more.


PolicyBazaar is a leading Indian fintech company that provides various insurance policies. Selling over 19 million policies and serving more than 90 lakh customers, PolicyBazaar has emerged as India’s best and largest online insurance marketplace, allowing customers to opt for policies from the leading insurers at affordable prices.


Blacksoil is a new-age credit platform that offers personalised credit solutions for small and medium enterprises, startups and established real-estate developers and promoters. Their offerings include alternative credit, which is a customised and flexible debt product available for SMEs and startups, along with alternative real-estate funding support for partners in Tier-1 cities. The latter addresses an increasing shortage of urban housing in Indian cities.


Ketto is a leading crowdfunding fintech platform that charges 0% platform fee and provides access to over 55 lakh donors. The company has the highest success rate for fundraising in India, and enables customers to launch fundraisers by providing very few details with easy-to-manage tools and a 24×7 expert advice hotline.


The Fintech revolution has transformed India’s financial landscape, heralding greater financial inclusion, better accessibility, and higher transparency within the ecosystem. These startups, among many more, are charting the next phase of evolution of India’s financial sector by enabling a world of opportunities that were unfathomable earlier.

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