What Happens If My House Is Destroyed In War?

Along with the compensation for a damaged house, you can also claim compensation for other assets like vehicles, machinery, etc.

As the world is moving towards a multipolar system, there is a higher risk of wars and conflicts in various parts of the world. Among the most vulnerable are the people who live in the border areas. Due to shelling, missile or drone attacks, houses could be partially or fully destroyed. This is often a serious setback and creates significant anxiety and emotional turmoil. Let us take a look at what you can do if your house is destroyed in a war or conflict.

Compensation from government for house damaged / destroyed in war

For people living in border areas, both the central and state governments have dedicated compensation schemes. India has hostile neighbors and wars have occurred at regular intervals. The compensation and rehabilitation schemes help to alleviate the pain and suffering of people who may have lost their homes, other assets and livelihood during a war or conflict.

Immediate relief such as shelter homes, food, clothing, etc. is provided by government agencies such as the State Disaster Management Authorities (SDMAs) and  the National Disaster Management Authority (NDMA). Later, the compensation aspect comes into play. This is essential to start the process of recovery and achieve the same level of lifestyle as earlier.

What is compensation for a house damaged in war?

The exact amount of compensation for a house damaged in a war will depend on the nature and extent of damage. The location of the house is also a factor in determining the compensation of a house damaged during war. For partially damaged homes, the compensation could be in the range of Rs 50,000 to Rs 2 lakh. An assessment will be done to calculate the exact amount of compensation.

In the event that the family is forced to relocate temporarily, financial assistance of up to Rs 20,000 per month can be provided. This covers the expenses related to rent or other similar accommodation.

What is compensation for vehicles destroyed in war?

Similar to a house, other assets such as vehicles could also be destroyed in a war. For repairs of motorcycles, cars and trucks, compensation in the range of Rs 10,000 to Rs 1 lakh can be provided. If the vehicle is completely destroyed, the compensation can be in the range of Rs 50,000 to Rs 5 lakh. Additional compensation can be approved in case the vehicle was being used for commercial purposes to earn a livelihood. An assessment will be done by government authorities to determine the exact amount of compensation for any vehicle destroyed during a war.

How to claim compensation for a house / vehicle destroyed in war?

To get the compensation for any house or vehicle destroyed in war, certain conditions need to be met. For example, the person should be an Indian citizen. The individual should have all the documents that prove ownership of the house and vehicle. The damage should be linked directly to the war or conflict.

While the survey will be done by government authorities, you can support your claim with evidence such as photographs and police reports. In addition to reporting the matter to the police, you can apply for compensation at the tehsil office or district administration. After the FIR is filed, an assessment will be done by the agencies such as the revenue department, local administration or disaster management teams. Once the assessment is complete, the compensation will be provided to the owner.