Also introduces ‘simplified onboarding’ that makes setting up UPI accounts quicker than ever
Hyderabad, October 7, 2025: Navi UPI announces the launch of biometric authentication and simplified onboarding for users at the Global Fintech Festival 2025.
With this launch, Navi App became the first UPI app in India to introduce biometric-based payments at scale, allowing users to authenticate transactions using their phone’s fingerprint or face recognition, no PIN required.
Biometric Authentication – Faster, Safer, Easier
Built on secure, OS-native technology, biometric authentication makes UPI payments faster and more intuitive. Users can now approve transactions directly on their devices, without needing to remember or enter a PIN each time. Since authentication happens within the phone’s secure environment, personal data never leaves the device – making it one of the safest ways to pay.
The feature aims to reduce failed transactions, improve ease of use, and offer stronger protection against phishing and social engineering risks. Users can enable or disable biometric authentication anytime within the app.
Simplified Onboarding – One-step UPI setup
Navi App also introduces a simplified onboarding flow that makes setting up UPI accounts quicker than ever. The new journey reduces steps, improves auto-verification, and helps new users start transacting within minutes.
“Security and simplicity have always been the key pillars of our product philosophy,” said Rajiv Naresh, MD & CEO of Navi Limited (formerly Navi Technologies Limited). “With these new rollouts, we’re setting a new benchmark for trust and convenience in digital payments.”
Both features are being introduced in phases across Android and iOS devices and will be available to all Navi UPI users over the coming days.