31 July 2025: CRED, the most rewarding fintech platform for the creditworthy, has expanded its selection of motor insurers on CRED garage to now include Bajaj Allianz General Insurance, Tata AIG, and United India Insurance. With seven curated insurance providers now available on the platform, including ACKO, ICICI Lombard, Zurich Kotak, and Digit, CRED members can evaluate and choose from India’s leading motor insurance providers in one place.
To date, CRED garage has enabled members to insure over 10 lakh vehicles without coverage lapses. Members can seamlessly compare premiums, get quotes, and renew their policy, with timely reminders sent before policy expiry. The platform also facilitates digital claims initiation and provides end-to-end support through a dedicated concierge team. In recognition of members’ creditworthiness – a signal of responsible behaviour – insurers offer dynamically priced premiums with better rates for those with higher credit scores.
Akshay Aedula, product and growth, CRED, said, “We reimagined the traditional insurance experience on CRED garage from the user’s perspective, to enable them to make the right choice in a frictionless, transparent, and intuitive manner. The addition of new insurers reflects the benefit of this approach to the entire ecosystem, where creditworthy members get better benefits and insurers have access to more prudent consumers.”
Speaking on the partnership, Dr. Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance, said, “Insurance should adapt to the customer’s life, not the other way around. Our partnership with CRED garage is a step in that direction, allowing vehicle owners to stay on top of their insurance status and renewal dates so that protection is never compromised. What makes this collaboration even more meaningful is the platform’s ability to reward financially responsible behaviour by offering better rates to those with stronger credit profiles. A good credit score has also shown a positive correlation with responsible driving behaviour, which we believe should be acknowledged. This approach helps make insurance more proactive, personalised and fair.”
“At TATA AIG, we are committed to making insurance accessible and integrated into digital ecosystems. Our partnership with CRED garage helps us to offer motor insurance solutions to a tech-savvy audience, reinforcing our focus on innovation and customer-centric protection. We believe in meeting customers where they are, and through CRED’s wide digital presence, we are confident our offerings will connect with a new segment of users.” said Saurabh Maini, Senior EVP, Head- Consumer Business at TATA AIG
“Our partnership with CRED garage marks a key milestone in United India Insurance’s digital transformation and B2C growth journey. It enables us to directly engage with a digitally native community that values convenience, transparency, and trust. Staying true to our philosophy of ‘U before I’, this collaboration strengthens our commitment to putting customers first- offering smarter insurance solutions, deeper engagement, and a more streamlined vehicle insurance experience.” said Lipika Kalra, General Manager (Marketing), United India Insurance.
Today, over 1.1 crore vehicles are managed through CRED garage. From discovering challans to renewing pollution certificates, insurance, FASTag, checking valuation and even resale, CRED garage helps members manage all parts of car ownership in one place.