Canara Bank Launches ‘Canara ai1Pe’, a Unified UPI App for Seamless and Secure Digital Payments

Bengaluru, December 20, 2025: Canara Bank announces the launch of its new digital payments app called ‘Canara ai1Pe’. The app aims to provide customers with a fast, secure, and convenient experience of making payments using the UPI platform. The app will allow customers with accounts from any bank to link their accounts and enjoy instant money transfers, bill payments, and everyday digital services—all in one place.

Canara ai1Pe brings together advanced UPI capabilities, intelligent spend insights, widget facility for easy QR scan and enhanced security features, making digital payments simpler and more accessible for users of all age groups and experience levels.

Key Features of the app:

· The app has a device binding facility that allows users who are already registered with some other Third party UPI App, to download the Canara ai1Pe app and begin making transactions immediately. Thus enabling payments for any bank customers for every UPI Payments.

· Widget Facility :Scan, pay, done in a flash! Our new Widget Facility brings instant UPI QR scanning right to your home screen for the fastest payments yet.

·UPI Delegate (UPI Circle): This allows the primary account holder of a particular account to form a secure circle and add trusted family members as delegates. These members can then make payments up to a fixed limit, such as ₹15,000 per month, promoting shared access to household expenses while maintaining security and control for the primary account holder.

·Furthermore, the app features Spend Analytics, which equips users with smart information about their month-on-month spending, categorisation of expenditure, and financial trends to empower better money management.

· UPI Autopay: Canara ai1Pe enables a broad range of UPI services: instant money transfers between bank accounts, QR-code-based merchant payments, and comprehensive bill payments and recharges. Electricity, water, broadband, DTH, and mobile bills can be paid, prepaid connections can be recharged, and recurring payments automated through UPI Autopay for subscriptions, EMIs, SIPs, and utility bills.

·For low-value transactions, the app features UPI Lite that allows faster payments without entering the UPI PIN after every transaction, further adding to day-to-day convenience in low-ticket spends.

Each transaction via Canara ai1Pe is protected by a UPI PIN authentication mechanism, while device binding ensures that payments are made possible only through the same registered mobile device, adding a layer of protection.

Canara ai1Pe offers a clean and simple user interface with a clean arrangement. This feature promotes rapid actions and immediate status updates of transactions. With the ai1Pe facility, the customer can not only access the transaction history but will be able to avail reward and cashback schemes. Moreover, the facility will provide the user with payment reminders. With ai1Pe, Canara Bank desires to enhance the environment of digital payments by providing a highly efficient and easy UPI service.