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Chandigarh, July 01, 2025: ICICI Home Finance has revised the interest rates on its fixed deposits (FDs), effective from July 1, 2025. The new rates apply to both cumulative and non-cumulative deposit schemes for the general public.
The revised rates for fixed deposits with a tenure of 39 months and 45 months are as follows:
- For the 39-month tenure, the interest rate for cumulative deposits is 7.20%, while non-cumulative deposit options offer up to 7.80%.
- For the 45-month tenure, cumulative deposit rates stand at 7.30%, with non-cumulative deposit options offering 8.06%.
Additionally, senior citizens are offered a 0.35% higher interest rate on both public and other than public deposits.
The new interest rates reflect ICICI Home Finance’s ongoing commitment to providing competitive and attractive returns on fixed deposits, ensuring customers benefit from enhanced yields on their savings.
| Special Deposit Scheme Rates for Public and other than Public Deposits | |||||
|
Tenure (In Months) |
Effective July 01, 2025 | ||||
| Cumulative | Non-Cumulative | ||||
| Cumulative Plan | **Indicative Yield
(Cumulative option) |
Monthly
Income Plan |
Quarterly
Income Plan |
Yearly
Income Plan |
|
| 39 | 7.20% | 7.80% | 6.95% | 7.00% | 7.20% |
| 45 | 7.30% | 8.06% | 7.05% | 7.10% | 7.30% |
** In case of cumulative deposit, interest is compounded before deduction of Tax
| Base Scheme Rates for Public and other than Public Deposits | |||||
|
Tenure (In Months) |
Effective July 01, 2025 | ||||
| Cumulative | Non-Cumulative | ||||
| Cumulative Plan | **Indicative Yield
(Cumulative option) |
Monthly
Income Plan |
Quarterly
Income Plan |
Yearly
Income Plan |
|
| >=12 to <24 | 6.85% | 6.85% | 6.60% | 6.65% | 6.85% |
| >=24 to <36 | 7.10% | 7.35% | 6.85% | 6.90% | 7.10% |
| >=36 to <48 | 7.15% | 7.67% | 6.90% | 6.95% | 7.15% |
| >=48 to <=60 | 7.15% | 7.95% | 6.90% | 6.95% | 7.15% |
**The yield mentioned is calculated using the first month of each tenure grid & in case of cumulative deposit, interest is compounded before deduction of tax.
