Mahindra Finance posts ₹530 Cr profit in Q1; Interest income grows 15%

Bengaluru, July 22nd, 2025: Mahindra & Mahindra Financial Services Limited (MMFSL) reported a net profit of ₹530 crore for the first quarter of FY 2025–26, marking a 3% year-on-year increase. The company’s loan book grew by 15% YoY, reaching ₹1.22 lakh crore.

During the quarter, Net Interest Income (NII) rose 18% to ₹2,285 crore, while disbursements grew by 1% YoY. Tractor financing saw a strong 21% growth. The company maintained Gross Stage 3 (GS3) at 3.8% and combined GS2+GS3 at 9.7%, in line with its asset quality targets.

The company continues to focus on digital transformation, a new cloud-based Loan Management System, and enhanced customer experience. Mahindra Finance aims for balanced and sustainable growth through FY26 and beyond.