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2025 saw thousands of students defer admissions due to visa delays, backlogs, and rising tuition, leaving many unsure about their future.
Prodigy Finance responded with the early announcement of loans for the 2026 intake for selected regions, covering full tuition and living costs.
The program now includes not just top global universities, but also emerging destinations like the UAE.
London, November 2025: 2025 is a tough year for international students to get into their dream college due to policy changes and rising fees. So, Prodigy Finance is launching the 2026 student loan program early. This early launch means every student who missed their study abroad chance gets a second chance.
The biggest setback for the students was that admissions that had once promised new beginnings suddenly turned into deferrals. Changing visa rules and longer processing times left thousands unsure about their next steps. In the U.S., fixed-term F-1 and J-1 visas caused worries about renewals. Canada capped study permits at 437,000, and backlogs in Australia’s Administrative Review Tribunal slowed approvals even further.
On top of all this, tuition fees kept increasing. Many U.S. universities hiked costs by 5–7%, and the UK added £1,500–2,000 for popular courses. Families had to rethink budgets and timelines, wondering how to keep dreams alive. Nearly 40,000 students deferred admissions. Plus, 19,000 fewer student visas were issued in May alone. As Donya Movahed shared, “It felt like my dreams had collapsed.”
At the same time, we saw an overwhelming number of applications from around the world. Prodigy Finance supports students across more than 150 countries, and demand has never been higher. While that’s something we’re proud of, it also showed us how many talented students needed more time, more clarity, and more support to meet eligibility requirements, said Sonal Kapoor, a Global Chief Business Officer at Prodigy Finance.
She added, “That’s what pushed us to act early and opened 2026 applications a little earlier because so many students just needed another shot. Some applicants experienced visa delays, others missed their deadlines, and still others couldn’t secure their funding in time. We know how much effort it takes to get this far, the long nights, the planning, the hope. No one should lose that dream because of timing or paperwork. If this gives even a few more students the chance to move forward, it’s worth it.
These loans cover full tuition and living expenses* with no collateral or co-signer required, making those second chances possible. Sonal Kapoor further explains, “We are not just funding students, we are helping them reset futures. Amid rising tuition, visa uncertainty, and currency fluctuations, our USD loans provide stability, so students can focus on what truly matters: learning, growth, and turning acceptance into arrival.”
Students have always looked up to Prodigy Finance as a partner in their dreams, someone who understands the years of preparation, hard work, and sacrifices behind every application. The best part is that students get loans in USD, which makes borrowing and repayment easier and more predictable. For 2026, Prodigy Finance is opening global pathways to top programs in the USA, UK, Germany, France, Spain, Canada, Australia, Singapore, and the UAE.
Loan offered between $10k and $220k
Applications for Spring Intake 2026 is open for selected region
For more details, please visit Prodigy Finance or write to us at info@prodigyfinance.com
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About Prodigy Finance
Founded in 2007, Prodigy Finance is an international student lender that has helped over 45,000+ international master’s students attend the world’s top universities. To date, Prodigy has disbursed over $2.3 billion in funding to students from more than 150 countries. Prodigy Finance is fueled by impact investors and other privately qualified entities who invest in tomorrow’s leaders while earning a financial and social return. Prodigy’s borderless lending model enables students to apply for a loan based on their future earning potential and not just their current circumstances and credit history.
Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom.
Loan offers are subject to our eligibility, funding, and credit assessment criteria.
Loan amounts are subject to the cost of attendance limits set by schools.
Representative APR 12.96% variable, based on a total credit amount of USD 41,600 (USD 40,000 amount borrowed + 4% admin fee), repayable over 240 months at a variable interest rate of 12.06% (7.8% fixed + 4.26% variable). Monthly repayment of USD 598.57. Total amount payable USD 143,656.14.
