Top 5 Credit Cards in India for Seamless International Travel in 2025

In a world where experiences are the ultimate currency, travellers seek more than just a method of payment. They require a key—a meticulously crafted tool that transforms travel from a routine journey into a seamless, all-in-one companion. For the Indian traveller in 2025, the right credit card is no longer just a piece of plastic; it is a statement of intent, a passport to a world of privileges, and a silent concierge in their pocket.

From quiet airport sanctuaries to exclusive hotel suites and intelligent foreign exchange savings, these are the five cards that promise effortless and rewarding travel in 2025:

RBL World Safari Credit Card

For the globally minded traveller, the RBL World Safari credit card, powered by Mastercard, is India’s first card exclusively designed for overseas travel. It comes with many exciting benefits, such as:

• Zero foreign currency markup, complimentary airport lounge access (two domestic visits per quarter and three international visits annually).
• A ₹3,000 MakeMyTrip voucher on activation, along with milestone rewards on annual spending.
• Comprehensive insurance benefits covering lost baggage, delayed flights, and overseas medical emergencies so you’re always protected on the move.
• A 24×7 global concierge service further elevates your travel by assisting with reservations, itineraries, and emergencies.
• Complimentary golf rounds and lessons along with Golf Concierge service exclusively available to Mastercard cardholders.

HDFC INFINIA Credit Card (Metal Edition)

Synonymous with exclusivity, the metal edition of HDFC INFINIA credit card delivers unmatched travel luxury and rewards, including:

• 2% forex markup.
• Priority Pass lounge access worldwide for both primary and secondary cardholders.
• Unlimited complimentary golf rounds and lessons at leading courses globally.
• 5X reward points on SmartBuy travel bookings, with a 1:1 redemption value on flights and hotels.
• 24×7 concierge service, zero liability on lost cards, and premium global assistance.

IDFC FIRST Bank Mayura Metal Credit Card

Crafted for discerning travellers, the IDFC FIRST Mayura Metal credit Card on Mastercard network combines industry-first features like zero forex markup with premium lifestyle privileges. It comes with:

• Zero foreign currency markup on international transactions.
• 8 complimentary lounge or spa visits per quarter (4 domestic + 4 international) and railway lounge access and guest privileges.
• A trip cancellation cover up to ₹50,000 and comprehensive travel insurance.
• Up to 60X reward points on spends, redeemable for travel, dining, and lifestyle experiences.
• Curated movie and golf privileges, fuel surcharge waiver, roadside assistance, and premium offers from top brands.

Axis Horizon Credit Card

For travellers with a passion for exploration, the Axis Bank Horizon credit card powered by Mastercard serves as a gateway to seamless, rewarding journeys. Its key features include:

• EDGE Miles—Earn 5 Miles per ₹100 on flight and travel bookings, and 2 Miles per ₹100 on everyday spends. Redeem them at 1:1 value for flights, hotels, and more.
• Complimentary airport lounge access with up to 32 domestic visits and 8 international visits annually.
• A welcome gift of 5,000 EDGE Miles and 1,500 renewal miles every year.
• 1% fuel surcharge waiver and exclusive dining perks through EazyDiner discounts.
• Lost card liability insurance up to ₹10 lakh and protection across trips.

Kotak IndiGo 6E Rewards Credit Card

Perfect for IndiGo loyalists, the Kotak IndiGo 6E Rewards credit card ensures smarter, more affordable journeys in the skies. It comes with:

• A welcome IndiGo flight ticket worth ₹3,000 plus 6E Prime benefits valued at ₹1,099.
• 6% rewards on IndiGo bookings, 3% on dining, groceries & entertainment, and 2% on other spends.
• 8 complimentary domestic lounge visits annually.
• Lower convenience fee on flight bookings and seamless 6E Rewards redemption.
• Milestone bonuses and faster airport check-in and boarding when flying IndiGo.

Whether jet-setting for business or leisure, these credit cards redefine what it means to travel smart in 2025. With features that blend luxury, security, and savings, they serve as trusted companions for the modern Indian traveller. Choose the one that aligns with your lifestyle and let every journey be as rewarding as the destination itself.