Among the many New Year resolutions you can make, choosing the right investment options can do wonders for your financial health
Investments are your safety net, which protect you from the uncertainties of life. With the right investments, you can secure the financial wellbeing of your family. Investments will also be needed for wealth creation and to deal with emergency situations and for your retirement needs.
When it comes to investments, it is never too early or too late. One of the best investment options that you can choose is mutual funds. If you are planning to start your investment journey, here are some of the best mutual funds for 2025 you can consider.
Quant Small Cap Fund – This mutual fund has been delivering good returns over the past 11 years. Return over a one-year period is 37.01%. Highest return has been recorded over a 5-year period at 48.45%. Assets Under Management (AUM) are at Rs 26,331 crore. SIP can be started for as low as Rs 1,000, whereas lump sum investment will need a minimum of Rs 5,000. As around 2/3rd of the investment is made in small cap stocks, this mutual fund has a high-risk rating.
Motilal Oswal Midcap Fund – As the name suggests, around 2/3rd of the investments is in mid cap stocks. 31.35% investments are made in large cap stocks. The risk rating of this mutual fund is high. However, returns are quite high. Max return of 62.75% was recorded for one year. Over 5 and 10 years, the return registered is 34.58% and 22%, respectively. AUM is Rs 22,898 crore.
Bandhan Infrastructure Fund – This mutual fund has been operational for more than 11 years. AUM is Rs 1,777 crore and the mutual fund is rated as high risk. Returns are significant, with one year returns at 51.81%. Returns over a 5-year and 10-year period at 32.93% and 18.41%. As the name suggests, investments are focused on infrastructure stocks. Around half of the investments are in small cap stocks. Share of large cap and mid cap stocks is at 33.6% and 15.37%, respectively.
Nippon India Small Cap Fund – This mutual fund has been in service of investors for more than 11 years. AUM is pretty huge at Rs 61,027 crore. This can be advantageous in dealing with extraordinary circumstances or uncertainties in the financial world. Max returns of 37.57% have been registered at the 5-year period. Returns for 1 year and 10 years are 35.29% and 23.61%, respectively. Risk rating of this mutual fund is high. Around 70% of the investments are in small cap stocks. Large cap and mid cap coverage is at 11.95% and 12.73%, respectively.
ICICI Prudential Infrastructure Fund – This mutual fund is more than 11 years old. AUM is at Rs 6,779 crore. Risk rating is high for this mutual fund. Max returns have been recorded at a 1-year period at 39.65%. Returns over the 5-year and 10-year period are 32.11% and 17.38%, respectively. This mutual fund has a good mix of large cap (52.16%), mid cap (13.46%) and small cap (28.97%) equity investments.