Top 7 Most Weird Things People Have Insured

Insurance is a good way to protect against unseen and unpredictable risks. For most people, insurance is usually for auto, health, life insurance, accident, property, travel, etc. However, if anyone is willing to pay the premium, insurance companies can come up with several other types of insurance policies with customization options. To get an idea about the scope of insurance, here’s a look at some of the weirdest things people have ever insured.

Betty Grable’s legs – A model, dancer, singer, pin-up girl and American actress, Betty Grable was widely popular during 1930s and 1940s. Her bodily proportions were considered so perfect that it was treated as standard. He studio had once even insured her legs for $1 million. Although it was largely a publicity stunt, the premium paid to the insurance company was real.

World’s longest cigar – Cigars can be pretty big, as compared to cigarettes. But how would you react to a 4-meter cigar weighing around 242 pounds (110 kg), made from over 15k tobacco leaves. This cigar was insured for 18,000 pounds with the policy issued by Lloyd’s of London.

Who wants to be a millionaire – Ever wondered how TV show ‘Who wants to be a millionaire’ got the funds to reward the winner? Of course, ads are aplenty, but the TV game show also has an insurance policy. As per the insurance policy, the game show is protected against the ‘risk’ of a contestant winning the game.

Alien abduction – Some people take sci-fi movies and sensational media reports too seriously. One of these is the phenomenon of alien abductions. For people with money and some paranoia, taking insurance against alien abduction has become a fad. Several million dollars’ worth of insurance policies have been written for alien abductions. However, the onus will be on the insured to prove that they were abducted by aliens.

Guitar finger – Keith Richards of The Rolling Stones had signed an insurance contract wherein his middle guitar finger was covered against risks for $1.5 million. It wasn’t a big price to pay for the band, as they used to earn several times more in every single tour at that time.

Voice insurance – For singers, their most valuable asset is their voice of course. Thinking on the same lines, Bruce Springsteen had once opted for an insurance policy that covered risks to his voice. If anything bad was to happen to his voice, Bruce would have received $6 million.

Catching the Loch Ness Monster – Before social media, the legend of Loch Ness Monster was quite frequently discussed. A company even offered $1.5 million to anyone who can capture the monster alive. To cover risks associated with the prize money in the event anyone does catch the monster, an insurance policy was taken for the same.