Which Is Best Credit Card For Frequent Flyers?

To choose the best credit card for frequent flyers, one needs to assess the overall benefits and also consider the fees and charges

Credit cards have evolved significantly in recent times, with personalized options to suit distinct needs and preferences. For example, there are specialized credit cards for various needs such as shopping, grocery purchases, online food ordering, train travels, fuel filling, etc.

Similarly, there are specialized credit cards available for frequent flyers as well. These can boost your savings and also make your air travel a more enjoyable experience. Let us check out some of the best credit cards for frequent flyers in 2025.

Axis Bank ATLAS Credit Card – With this credit card, you can access rewards with any airline of your choice. You will be getting up to 18 complimentary domestic lounge access, if you spend at least Rs 50,000 in the previous three months. You also get unlimited international lounge access, along with eight guest visits per annum if you opt for the Priority Pass. Rewards come in the form of accumulated EDGE Miles – 5 EDGE Miles for every Rs 100 spent. These can be used for domestic and international lounge visits. Costs include joining fees and annual fees of Rs 5,000 each. There is no spend-based waiver.

SBI Air India Signature Credit Card – This card can benefit users who prefer to travel with Air India. Lounge access benefits include eight complimentary domestic Visa lounge visits per year and more than 600 international lounge visits via Priority Pass. Users get a welcome bonus of 20,000 reward points and an annual bonus of 1 lakh reward points. Four points are earned for every Rs 100 spent. Other benefits include complimentary travel insurance, 1% fuel surcharge waiver and Air India Flying Returns membership. Costs include joining fee and annual fee of Rs 4,999 each.

Emirates Skywards ICICI Bank Sapphiro Credit Card – This is preferred by flyers who like the luxury travel perks available with Emirates airlines. Users can access unlimited complimentary domestic and international airport lounge access via Dreamfolks Pass. Additionally, there are 2 complementary spa sessions per year at select airports in India. Rewards come in the form of up to 2 Skywards Miles per transaction. Costs include joining fees and annual fees of Rs 5,000 each.

Kotak IndiGo 6E Rewards XL Credit Card – This is appropriate for folks who prefer to travel with IndiGo airlines. Users can access eight domestic lounge access per year. Welcome bonus includes complimentary IndiGo ticket valued at Rs 3,000, along with 6E Prime add-on worth Rs 1,099. This can be used for seat selection, priority check-in, meals and faster baggage handling. Rewards include 6 points for every Rs 100 spent. Costs include joining fees and annual fees of Rs 2,500 each.

IndusInd Bank Avios Visa Infinite Credit Card – This will be suitable for folks who prefer to fly with Qatar Airways or British Airways. Complimentary lounge access includes 2 domestic and 2 international lounge visits per quarter. Rewards include 6 Avios points for every Rs 200 spent. These can be redeemed when flying with Qatar Airways or British Airways. Costs include joining fees and annual fees of Rs 1,500 each, making it one of the most affordable credit cards for frequent flyers.