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National, 15th October 2025: In a payments landscape driven by speed, compliance, and experience , BharatPeX, BharatPe’s new online PAPG brand, is fast becoming the go-to choice for ecommerce, fintech, and enterprise players. Built with an implementation-first approach and strong compliance backbone, it offers full-stack collections, payouts, in-app UPI, and AI-led support, enabling businesses to simplify integration, accelerate go-live, and scale with confidence.
Here are the five reasons why BharatPeX stands out:
1. Payments expertise, not just a gateway
BharatPeX pairs technology with hands-on implementation. Every enterprise client is supported by a dedicated triad – Product, Tech, and Relationship leads, who work in tandem to design, integrate, and scale collections and payouts. This approach simplifies complex bank and NPCI coordination, cutting integration effort to nearly one-third of typical industry timelines.
2. In-app UPI at the core
While UPI already drives a large share of ecommerce transactions, most merchants still redirect users to third-party apps, losing visibility and control. BharatPeX brings UPI experiences back in-app, through UPI Plug-in or TPAP, enabling merchants to reduce drop-offs, boost success rates, and ensure customer data stays securely within their ecosystem.
3. Built for eCommerce, fintech, and enterprises
From seamless checkout orchestration to managing complex payout flows, BharatPeX is designed for scale. Every feature is governed by a compliance-first architecture aligned with RBI and NPCI guidelines, ensuring reliability, resilience, and trust for businesses operating at enterprise levels.
4. Ownership, visibility, and speed
BharatPeX empowers merchants to command their user experience and retain full visibility into key customer data markers. With guided implementation and reusable sample code, businesses can ship faster, reduce dependencies, and deliver seamless payment experiences that enhance retention and lifetime value.
5. Go beyond payments
More than a gateway, BharatPeX enables merchants to identify and unlock new revenue opportunities tied to better payment experiences. With one integrated platform handling tech, bank coordination, and compliance, enterprises can scale confidently — building user trust while focusing on growth and innovation.
BharatPe is the only fintech company in India with an NBFC license (Trillion Loans), a stake in a Small Finance Bank (Unity SFB), and an Online Payment Aggregator license, underscoring its position as one of the most comprehensive financial services ecosystems in the country.
