XRP ($XRP) Stagnates at $2.50 While Digitap ($TAP) Captures Retail FOMO with its No-KYC Card

Despite heightened expectations for an end-of-year crypto rally, major cryptocurrencies have shown limited movement, and XRP is no exception. It is trading in a tight range around the $2.50 mark, fueled by macro and regulatory flows.

Amidst this, crypto whales are weighing in on Digitap ($TAP), an exciting play that has drawn retail interest, and is staging a late push as one of the best crypto to buy now.

 

XRP Price Chart Leans Bearish

The XRP price action has been characterized by a series of lower highs and lower lows, with the token failing to break the $2.6 resistance in over a month. Despite Bulls highlighting it as one of the altcoins to buy, bears will take the 50MA staying under the 200MA as a sign that a reversal is unlikely in the short term.

Key levels to watch include support at the prior accumulation band near $2.0 and resistance around $2.90–$3.10.

This bearish outlook, coupled with the macro-economic tailwinds around the general crypto market, is leading investors to consider alternative cryptocurrencies to buy now, with better chances of success. Digitap has emerged as one of the top names on the list.

Digitap Seeks to Connect TradFi and Crypto

Digitap positions itself as a connector between the speed and innovation of the cryptocurrency space and the popularity and stability of traditional finance.

Through its omni-bank app, Digitap is distinguishing itself from other major players by focusing solely on payments and privacy, and its unique approach solves a lot of its issues. The big question of Jurisdiction-specific compliance is answered by Digitap’s use of an AI module that is enforced dynamically. This ensures users from all over the globe can use the products without regulatory backlash.

From a product perspective, Digitap is also set apart in the integration of multiple payment rails (on-chain and off-chain), card issuance, and an emphasis on privacy tools (offshore accounts, optional no-KYC workflows). These are operational features that change how users interact with value in the real world.

Digitap Presale Hits New Record as Utility Expands

Investors are wary of crypto presales, and for good reason. While some projects have enjoyed good success and eventually become mainstream, most presales have ended up worthless. Digitap is approaching the presale game differently. Instead of focusing on big claims and big raises, Digitap is focusing on traction, and its banking utility already has real users.

Beyond the ecosystem growth, the demand for the $TAP token is soaring too. Currently, the token is worth $0.0268, and over $1.3 million has been raised from the sale of 90 million $TAP tokens. The price will rise to $0.0297 in the next stage and keep appreciating as the token sets up as one of the best crypto to buy now.

The token supply is 2 billion, with 44% of it allocated to the presale, 9% allocated to staking, and 1% allocated to the team (although locked for 5 years).

Digitap has staking programs (high APRs in early pools drawn from a fixed reward allocation) and a multi-phase rollout where product development preceded the presale. Those operational choices — product-first development, staged token release, team token lockup — are governance and design decisions that are relevant to users assessing long-term build versus short-term hype of the best crypto presales.

Alongside the presale, there is also an ongoing rigorous audit of its smart contract through independent top-tier auditing firms.

$TAP vs. XRP: Which is the Best Altcoin to Buy in Q4 2025  

XRP and projects like Digitap have one thing in common. Both tokens act as payment rails. $TAP differs in that it is hinged at the intersection of traditional payment and cryptocurrency.

Where XRP’s price may be driven by macro catalysts, Digitap’s traction will more likely correlate with product usage metrics, and with the current buzz around its presale, it could quietly become one of the best crypto to buy now.

$TAP Edges $XRP As the Top Token to Buy 

XRP’s current range around $2.50 highlights a market awaiting fresh catalysts. Court cases on the Trump Tariff, subtle fears of reescalation with China, and overall weakness across asset classes are some of the factors weighing in on the bearish trend. However, things can take a turn and redefine the next altcoins to buy, with one major catalyst.

USE THE CODE “DIGITAP15” FOR 15% OFF FIRST-TIME PURCHASES

While waiting for the reversal, investors are positioning in projects that foreground real-world payment features. With operational delivery supporting the presale narrative, Digitap can easily become a big player in the coming years, and its fast-rising crypto presale prove this.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app