Tata AIA Unveils Two New Funds Focused on India’s Sector Leaders, Combining Long-Term Wealth Creation with Life Insurance Protection

Bengaluru, 04 September 2025: As India’s economy continues to expand, driven by rising consumption, increasing disposable incomes, and growing demand supported by lower interest rates, the country’s leading companies—sector leaders—are uniquely positioned to capitalise on these emerging opportunities and shape the future of the economy. With the possibility of increased affordability through expected reductions in GST rates across a range of product categories, these companies not only drive economic growth but also present investors with a significant opportunity to build long-term wealth.

In light of this promising opportunity, Tata AIA Life Insurance (Tata AIA), one of India’s most trusted life insurers, is launching two new funds that allow investors to back India’s sector leaders while ensuring their families’ financial security with life insurance protection.

• Tata AIA Sector Leaders Index Fund – Invests in India’s top-performing companies that dominate their respective sectors, offering investors an opportunity to create long-term wealth.
• Tata AIA Sector Leaders Index Pension Fund – Available through Tata AIA’s unit-linked pension solutions, this fund is designed to help customers build a robust retirement corpus through systematic investments in sector leaders.

Both funds will be open for subscription from September 8^th, 2025, at an initial price of ₹10 per unit during the New Fund Offer (NFO) period ending September 15, 2025.

Investors can participate through Tata AIA Life Insurance’s unit-linked solutions, providing the combined advantages of life insurance coverage and long-term wealth creation.

Harshad Patil, Chief Investment Officer, Tata AIA Life Insurance, explains, “India’s growth is being driven by sector leaders who are strategically positioned to capitalise on rising demand and favourable policies. Our newly launched Sector Leaders Index Funds benefit from investing in an index which uses a disciplined approach to identify these top-performing companies and employ a systematic investment strategy to benefit investors. These funds enable our policyholders to capitalise on the wealth creation potential of the equity markets, while also offering financial protection for their families through investment in our ULIP solutions, ensuring they remain ‘Har Waqt Ke Liye Taiyaar.’”

Why Invest in Tata AIA’s Sector Leader Funds?

• Tap into India’s Growth Story: India’s economy is expanding rapidly, driven by rising consumption, formalisation and manufacturing push. These funds provide timely exposure to this transformation.
• Invest in Market Leaders: The funds track the BSE India Sector Leaders Customised Index, comprising up to three of the largest companies from each sector in the top 500 list, with exposure to 61 companies across 21 industries.
• Diversification with Discipline: The index follows a systematic, rule-based methodology that limits sector concentration, ensuring broad-based exposure without over-dependence on a single sector.
• Long-Term Wealth Creation: Sector leaders are resilient, large-scale businesses well-positioned for compounding returns over the long term.

• Retirement readiness: With the launch of the Sector Leaders Index Pension Fund, customers planning for retirement can build a robust, equity-led corpus, ensuring that their future lifestyle is backed by long-term market growth.

• Added Life Insurance Protection: Investors enjoy the additional benefit of life cover, providing financial security for their loved ones in the event of unforeseen circumstances.

Key Details of the Funds

• Investment Objective: Long-term capital appreciation by investing in stocks aligned to the Sector Leaders Index
• Benchmark: BSE India Sector Leaders Customised Index
• Asset Allocation: 80%–100% equity & equity-related instruments; 0%–20% cash & money market instruments

Proven Performance of Tata AIA Funds

As Tata AIA’s Sector Leaders Index Funds open for subscription, investors can rely on Tata AIA’s proven track record of delivering strong, long-term returns. The company’s funds have consistently demonstrated resilience in navigating market fluctuations, offering stable, growth-oriented returns.

With over 96% of Tata AIA’s rated AUM receiving 4 or 5-star ratings from Morningstar, Inc. as of July 2025, the globally recognized fund rating agency, Tata AIA’s performance stands as a testament to its ability to deliver value.

Tata AIA’s disciplined fund management and strategic investment methodology have enabled investors to optimise their wealth creation. This consistent performance positions Tata AIA as the preferred choice for those seeking growth, stability, and protection. It underscores the company’s unwavering commitment to providing innovative investment solutions that align with India’s evolving economic landscape, empowering investors to confidently capitalise on emerging opportunities.

Last 5 Years Returns* (CAGR)
Tata AIA Funds	Fund Return (%) *	Benchmark Return (%) *
Multi Cap Fund	28.27%	19.31%
Top 200 Fund	29.07%	19.31%
India Consumption Fund	27.79%	19.31%

*Data as of 31^st July, 2025. Past performance is not indicative of future performance.

Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund- S&P BSE 200; Top 200 Fund- S&P BSE 200. SFINN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund- ULIF 027 12/01/09 ITT 110; India Consumption Fund – ULIF 061 15/07/114 ICF 110.

Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other fund are fund are also available this this solution

The funds will be available with Tata AIA solutions such as Tata AIA Smart Fortune Plus, Tata AIA Smart Sampoorna Raksha Pro, Tata AIA iSIP, Tata AIA Smart SIP, Tata AIA Capital Guarantee Solution, Tata AIA Smart Sampoorna Raksha Flexi and Tata AIA Smart Pension Secure.