With education loan disbursals reaching ₹28,699 crore in FY24, up 15% from the previous year, the Indian student loan segment is gaining strength. However, a critical challenge is now coming into sharp focus: should student loans be classified as non-performing if the parent or guardian (co-borrower) defaults on a separate personal loan? Currently, under RBI’s IRAC norms, a borrower’s default impacts all associated loan accounts. This has unintended consequences …
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Dr. Vikas Dhawan Unveils the secret of Career in Design and Visual Arts
There’s no denying that the entire field of design and visual arts is really interesting. It’s something that combines creativity with practical problem-solving. The industry provides numerous chances for those with an eye for aesthetics and innovation, ranging from designing interiors to manufacturing delicate jewellery to conceptualising digital experiences. However, pursuing a job demands a defined pathway. A well-rounded education …
Read More »The Role of Research in Medical Education: A Pathway to Lifelong Learning
India, April 28, 2025: Medical education is more than just acquiring clinical knowledge—it is about developing the ability to think critically, analyze emerging evidence, and contribute to the advancement of healthcare. At St. George’s University (SGU), research is a key pillar of medical training. SGU actively fosters a research-driven learning environment through initiatives like the Medical Student Research Institute (MSRI), which …
Read More »India Intellectual Conclave & MIGA Gabfest 2025: Abhishek Pandey Ignites National Vision for Viksit Bharat
On April 20, 2025, the Charles Walters Council for Innovation & Research (CWSIR), in strategic partnership with The Association of Indian Bureaucrats, convened the celebrated India Intellectual Conclave and MIGA Gabfest 2025 at the esteemed India Habitat Centre, New Delhi. This year’s theme focused on “Conceptualising Viksit Bharat by 2047”, spotlighting the vision of a developed India. This significant intellectual …
Read More »Swiss International University (SIU) Strengthens Global Presence with Elite Accreditations and Worldwide Partnerships
Swiss International University (SIU) is elevating its international reputation through the establishment of strategic collaborations with eminent partner institutions—at the same time offering students an opportunity to experience Swiss style in various settings across the globe. The unwavering commitment of the university to high-quality education is expressed through its many awards and international accreditations, which serve to reinforce the institution’s …
Read More »Investing in Tomorrow: UrbanMoney’s Microloan Support for Students
In today’s dynamic and competitive world, young students face numerous challenges, particularly when funding their educational pursuits and entrepreneurial ambitions. Traditionally aimed at small business owners in developing economies, Microloans are increasingly being recognized as a valuable tool for students. These small, accessible loans can help young individuals cover educational expenses, start small ventures, and develop the skills necessary for …
Read More »Online Learning vs. In-Person Learning: Which One is Better?
In today’s fast-paced world, professionals constantly seek opportunities to upskill and advance their careers. Whether you are exploring online courses in India or considering enrolling in an in-person program, choosing the right learning method is crucial. Both online and traditional classroom learning have their benefits and limitations. The best option depends on your personal learning style, schedule, and career goals. …
Read More »What Happens If I Default On Education Loan?
Lenders could be more sympathetic towards education loan defaulters, but legal action is always a possibility In India, lakhs of students take education loans every year. Most preferred option is public sector banks, as these entities offer education loans at affordable interest rates. However, not every student may be able to repay their education loan. This presents the question, as …
Read More »Day Four of ALIET’s INNOVATHON 2025: A Display of Student Innovations
Andhra Loyola Institute of Engineering and Technology (ALIET), Vijayawada, successfully hosted the fourth day of INNOVATHON 2025, an event organized by the Internal Quality Assurance Cell (IQAC). The day highlighted 32 innovative student projects from the Electrical and Electronics Engineering (EEE) department, coordinated by Dr. Naveen Kumar, Head of the Department. Mr. Narendra Babu, Assistant Professor in the EEE Department …
Read More »ALIET’s IN ALIET’s INNOVATHON 2025: Third Day Showcases Innovative Student Projects
Andhra Loyola Institute of Engineering and Technology (ALIET), Vijayawada, hosted the third day of INNOVATHON 2025, an event organized by the Internal Quality Assurance Cell (IQAC). The event featured 33 remarkable projects from the Mechanical Engineering department, including innovations such as the Smart Automated Recycling System, Eco-Friendly Wind Turbine, and AI-Based Predictive Maintenance System. The judging panel, consisting of Dr. …
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